Credit Risk Manager (Data Scientist)

Senior Credit Risk Manager
London (Hybrid, 3 days in office)
Salary: £80,000-£100,000

A rapidly growing lend tech business is seeking a Senior Credit Risk Manager to shape and scale its credit and affordability strategy. This is a high-impact role for someone who thrives on data-driven decision making and wants to make a tangible difference in a fast-moving, technology-driven lending environment.

Role Overview
You'll work within a small, high-performing risk team to optimise credit strategy, balancing business growth with strong credit outcomes. Using data, analytics, and automation, you will deliver scalable solutions across a diverse consumer lending portfolio, including near-prime and higher-risk customers.

Key Responsibilities

• Develop and implement credit and affordability strategies across the consumer lending portfolio.
• Build scalable processes balancing customer outcomes, operational efficiency, and commercial goals.
• Use data and analytics to identify trends, inform strategy, and improve processes.
• Monitor credit performance and reduce arrears and risk exposure.
• Ensure compliance with regulatory, legal, and internal standards.
• Collaborate with product, operations, finance, and other teams to integrate credit decisioning into the broader business.
• Provide updates to senior leadership a...