Senior Credit Risk Manager

Senior Credit Risk Manager

Up to £100K!

Once a month in the office

Working in the Credit Risk & Pricing team within this lending business, this is a hands-on role where you will be using multiple data sources and analytical tools to develop and optimise credit risk management strategies for long term profitability.

Key Responsibilities:

• Develop and optimise credit strategies to deliver financial plans

• Drive automation across the acquisition decisioning journey

• Build and manage a resilient portfolio risk mix to support long-term profitability

• Meet customers’ reasonable expectations and provide fair outcomes

• Maintain MI which facilitates effective performance monitoring

• Provide analysis and insights for Management Committee and Board

• Maintain regulatory compliance and reputational integrity

• Act as a Credit Risk SME within the business

Key Requirements:

• Strong Python coding skills and an understanding of machine learning techniques

• Retail lending product knowledge essential, unsecured loan experience desired

• Can handle vast and multiple data sources at speed and on an outcome driven basis

• Credit bureau data knowledge essential, open banking experience desired

• Commercially aware, can optimise for short and long-term outcomes

• Communication skills can transcend levels within the business

• Analytically driven to continuously look for new insights and apply innovative thinking

• Works effectively on own as well part of and influencing the broader business

• Comfortable in a fast-paced environment, has agility to manage and adapt focus and priorities

• Seeks continuous improvement, both in terms of skills and outcomes

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