Head of Data Science

Carmoola

London, England

12 months ago

Applications closed

Related Jobs

View all jobs

Spotlight

Machine Learning Engineer (Forward Deployed)

Mind Foundry Oxford/ Hybrid, Oxfordshire, United Kingdom

Spotlight

Forward Deployed Engineer

SolveAI London, United Kingdom

Hybrid

Senior Machine Learning Data Scientist - Credit Risk

Martin Veasey Talent Solutions Northampton, Northamptonshire, United Kingdom

£80,000 – £120,000 pa Hybrid

Lead Solutions Architect (Digital Natives Business)

Databricks London, United Kingdom

Head of Translational Sciences, Drug Design, Cambridge, MA

Isomorphic Labs Cambridge, United Kingdom

On-site

Head of Chemistry, Drug Design, Cambridge, MA

Isomorphic Labs Cambridge, United Kingdom

Head of Computational Drug Design, Cambridge, MA

Isomorphic Labs Cambridge, United Kingdom

AI Engineer

Harnham - Data & Analytics Recruitment Grimsby, DN31 1EW, United Kingdom

£70,000 – £90,000 pa Hybrid

Posted: 7 May 2025 (12 months ago)

Save job

Create job alert

Applications closed

Join The Revolution In Fintech Car Finance

We’re Carmoola - a bold, disruptive fintech shaking up the car finance industry for good. After a hugely successful launch and securing over £240m in funding (backed by incredible investors like QED), we’re scaling fast. Really fast.

Your Role in Our Story

We are looking for an exceptional and seasoned Head of Data Science. You will lead the company’s Credit Scoring, Fraud, and Collections / Customer Engagement analysis strategy.

Responsibilities

Working within the credit and analytics team to build a world class lending platform
Analyse ways to increase acceptance rates while maintaining performance
Identify data and algorithmic opportunities to reduce fraud risk
Own the Collections strategy and deliver solutions to improve debt recovery
Create analytic testing frameworks

What You’ll Need:

5 years+ experience in an analytically strong financial services provider
Eagerness to get ‘stuck in’, collaborate with different teams and work across a wide range of different areas.
A good understanding of the regulatory environment, especially responsible lending (creditworthiness/ affordability)
Experience in using the latest data science techniques to enhance decisioning
Strong background in risk management

Competitive salary (£120-£140k, depending on experience)
Equity/options package
The opportunity to build and shape a data science function from the ground up
A vibrant, innovative working environment with a talented, supportive team
Hybrid working model with a modern office in Primrose Hill London

Join Carmoola in reshaping the world of car finance with your data skills. We celebrate diversity and encourage individuals from all backgrounds to apply. Carmoola is driving change in car finance - come be part of it!

#J-18808-Ljbffr

Industry Insights

Discover insightful articles, industry insights, expert tips, and curated resources.

Apr 8, 2026

Products

Where to Advertise AI Jobs in the UK (2026 Guide)

Advertising AI jobs in the UK requires a different approach to most technical hiring. The candidate pool is small, highly informed and in demand across multiple sectors simultaneously. General job boards reach a broad audience but lack the specificity that AI professionals expect — and the filtering mechanisms they rely on. Specialist platforms, direct outreach and academic channels each serve a different part of the market. This guide, published by ArtificialIntelligenceJobs.co.uk, covers where to advertise AI roles in the UK in 2026, how the main platforms compare, what employers should expect to pay, and what the data says about time-to-hire across different role types.

Apr 5, 2026

Jobs

AI Jobs UK 2026: What to Expect Over the Next 3 Years

Artificial intelligence is creating jobs faster than the market can name them. New roles are appearing every quarter, existing titles are splitting into specialisms, and the technologies underpinning it all are evolving at a pace that makes even last year's job descriptions feel dated. For job seekers, this presents a genuinely unusual challenge. In most industries, career planning means understanding a relatively stable landscape and working out where you fit within it. In AI, the landscape itself is being redrawn in real time. The roles with the most hiring activity in 2028 may not yet have a widely agreed job title in 2026. That's not a reason to feel overwhelmed — it's a reason to get informed. The candidates who thrive in this market aren't necessarily those with the longest CVs or the most credentials. They're the ones who understand the direction of travel: which skills are gaining value, which technologies are driving employer decisions, and how the definition of an "AI job" is expanding well beyond the tech sector. This article breaks down what the UK AI jobs market is likely to look like over the next three years — covering emerging job titles, the technologies reshaping hiring, the skills employers are prioritising, and how to position yourself ahead of the curve rather than behind it.

Mar 24, 2026

Jobs

New AI Employers to Watch in 2026: UK and Global Companies Reshaping AI Careers

The artificial intelligence job market in the UK is evolving at an extraordinary pace. With record-breaking investment, government backing, and a surge in enterprise adoption, the landscape of AI employers is shifting rapidly. For candidates exploring opportunities on ArtificialIntelligenceJobs.co.uk, understanding who is hiring next is just as important as understanding what skills are in demand. In this article, we explore the new and emerging AI employers to watch in 2026, focusing on organisations that have recently secured funding, won major contracts, or expanded their UK footprint. From cutting-edge startups to global giants doubling down on Britain, these companies represent the next wave of AI career opportunities.