We are looking for a passionate & experienced Data Scientist to join our growing Balance Sheet Data Science team at YBS, part of the wider Balance Sheet Strategy & Analytics division. About the role You will be a key player in helping design and embed the next generation of our predictive Mortgage models. These models forecast Mortgage customer behaviours and are used across the business to inform both commercial decision making and risk management, helping us drive value for our members. We have a huge range of interesting projects in the pipeline, to feed into financial planning, interest rate and liquidity risk management, and product pricing & evaluation. You will work with other Data Scientists, the Lead Data Scientist and the Senior Manager to help design and deliver the team s plans and strategic priorities. The team is on a journey to advance the team s modelling and analytical capabilities, including the adoption of machine learning. You ll play a key role in developing data science capabilities within the team and driving forward the use of data science techniques in the Society. What you ll do: Playing a key role in the strategic and technical design, build, and monitoring of a suite of predictive statistical models, covering Mortgages customer behaviours Be responsible for the end-to-end delivery of model builds, from scoping and requirements gathering, through to build and governance, and finally deployment and monitoring Providing technical insight on model developments, data science tools and statistical and mathematical techniques Partnering and collaborating with different teams and with senior business stakeholders, to ensure that any development reflects the needs of the business and has stakeholder buy-in About you Essential skills you ll need: Multiple years of experience in all aspects of the data science pipeline from data exploration, feature engineering, model selection and evaluation A theoretical and applied understanding of a broad range of supervised and unsupervised statistical and machine learning techniques such as regression, ensemble tree methods, Time Series forecasting, clustering, etc Expertise of at least one programming language (Python, SQL, etc.) applied to the data science pipeline Great stakeholder engagement skills and a desire to understand business needs Desirable skills you may have: Financial services experience About us At YBS we don t have shareholders, we have members. We care about people and that includes you. So here, you ll be respected for who you are, you ll be able to bring your whole self to work, and you ll have everything you need to build a long and rewarding career. Flexibility - We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. Development - We want you to feel challenged here. Whatever your ambitions, we re committed to helping you develop your skills and move ahead in your career journey. From day one, we ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly. Inclusivity - We don t just accept difference we celebrate it, we support it, and we thrive on it for the benefit of our colleagues, our customers and our community. We are proud to be an equal opportunities employer. We offer lots of fantastic rewards that you can make the most of in and out of work, including: Holiday. You ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days. Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%). Pension. We know how important it is to save towards the future, that s why we ll contribute up 11% into your YBS pension. Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans. My Benefits. When you join YBS you ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts. Ready to apply? If you re excited about this role and want to be part of the YBS team, click apply now to send us your application. If you have any questions about this role, please contact Holly Gallagher at careersybs.co.uk Please note applications are reviewed frequently therefore this role may close prior to the advertised closing date Role known internally as Manager Balance Sheet Data Science