Financial Risk Analyst

We are inviting applications for Financial Risk Analyst based in London for a minimum 37.5 Hours in a week . This is a permanent position to work for our Financial clients and Banks.

Risk identification and assessment

Analyse aged-receivables, debtor and payment data to identify credit and counterparty risk and estimate expected losses.

Assess liquidity and cash-flow risk, flagging exposures that threaten collection targets or working capital.

Map operational and process risks in finance workflows (duplicate records, untracked refunds, control gaps) and rate their likelihood and impact.

Maintain the risk register and recommend mitigation actions with clear owners and deadlines.Modelling and analytics

Build statistical models in Python (regression, classification, neural networks) to predict payment default and customer behaviour.

Run scenario analysis and stress tests on collections, cash flow and bad-debt provisions.

Develop Power BI risk dashboards tracking KPIs such as debtor days, collection rate, write-offs and exposure by segment.Risk reporting and forecasting

Prepare monthly risk and management reports for senior leadership, with variance analysis and recommendations.

Support budgeting and forecasting by quantifying downside risk to income and collections.

Reconcile risk data against the ledger to ensure reported figures are accurate.Compliance, controls and audit

Monitor compliance with financial regulation and internal control policies.

Prepare audit-ready evidence for month-end, year-end and external audits, and track remediation of findings.Process improvement and stakeholder advice

Design automated controls and validation in Power Apps, SharePoint/Dataverse and Excel.

Advise budget holders and department heads on risk exposure and recommend policy changes..

Skills and experience required

Essential

Relevant experience in finance, banking, technology and customer service.

Proven credit-risk and debtor analysis: aged-receivables monitoring, collection strategy and recovery tracking.

Strong reconciliation and month-end/year-end experience, with audit-ready record keeping.

Quantitative and statistical analysis, including forecasting and budgeting.

Advanced Excel (lookups, pivot tables, modelling) and Power BI dashboard development.

Working knowledge of regulatory compliance, audit and due-diligence processes.

Clear written and verbal communication, able to explain risk findings to non-finance stakeholders.

The closing date of this position is 15th Nov 2027