Lendable AI Jobs: The UK’s Fastest-Growing AI-Driven Fintech Company
The financial industry is undergoing a significant transformation driven by artificial intelligence (AI) and automation. From automated underwriting to real-time risk analysis, AI is making financial services faster, smarter, and more accessible. One company leading this revolution is Lendable, a peer-to-peer lending platform for consumer finance that leverages AI to rapidly approve loans with minimal human intervention.
Lendable has quickly risen to become the UK’s most valuable AI-driven fintech company, achieving unicorn status in 2021 and securing £216 million across seven funding rounds. With an impressive valuation of £3.02 billion, the company has seen rapid growth—expanding to over 16 countries and increasing its turnover from £36.1 million in 2020 to £116 million in 2023.
As a leading AI-first fintech, Lendable is constantly hiring AI, machine learning, and data science professionals to expand its technology-driven lending solutions. If you are looking for a career at the intersection of AI and finance, Lendable offers some of the best AI job opportunities in the UK.
This article explores:
Lendable’s role in AI-driven finance
The types of AI jobs available
Salary expectations for AI professionals at Lendable
The future of AI in fintech
How to land a job at Lendable
1. Lendable’s Role in AI-Driven Consumer Finance
Founded in 2014 and headquartered in Hackney, London, Lendable was created to simplify and accelerate personal lending using AI. Unlike traditional banks, which rely on manual credit assessment and bureaucratic loan approval processes, Lendable uses machine learning models to assess borrower risk in real-time.
1.1. AI-Powered Lending
Lendable’s AI-driven approach allows it to:
Analyse thousands of data points to assess credit risk instantly
Automate underwriting decisions, reducing loan approval time to minutes
Optimise loan offers based on real-time borrower behaviour
Detect fraud patterns using AI-based anomaly detection models
By using AI in these key areas, Lendable can offer lower interest rates than traditional lenders, reduce loan default rates, and ensure a seamless experience for borrowers.
1.2. Funding & Growth
Lendable has rapidly scaled due to its AI-first model and strong financial backing:
Raised £216m in funding across seven rounds
Achieved unicorn status in 2021
Valued at £3.02 billion, making it the UK’s most valuable AI company
Turnover grew from £36.1m in 2020 to £116m in 2023
Expanded to over 16 countries
With this level of growth, AI professionals are in high demand at Lendable, with new job roles being created as the company expands globally.
2. Why Work at Lendable?
AI professionals looking to work in fintech AI and machine learning will find Lendable to be an ideal workplace. Here’s why:
2.1. Cutting-Edge AI & Machine Learning Applications
Lendable is at the forefront of AI-driven lending, applying deep learning, neural networks, and predictive analytics to financial services. Employees at Lendable get hands-on experience with:
Automated credit scoring models
Natural language processing (NLP) for chatbot-driven customer service
AI-powered fraud detection and risk management
Large-scale financial data processing
2.2. Fast-Paced, High-Growth Fintech Environment
Lendable is an agile, high-growth fintech, meaning AI professionals work in a fast-moving, innovation-driven culture. Employees have the opportunity to:
Deploy AI models at scale
Work in cross-functional teams with data scientists, engineers, and product managers
Contribute to AI-driven product enhancements that reach global markets
2.3. Competitive Salaries & Career Growth
As one of the UK’s top AI fintech firms, Lendable offers:
Competitive salaries & stock options
Performance-based bonuses
Opportunities to advance quickly in AI & machine learning careers
For AI professionals looking for a high-impact role in the fintech sector, Lendable offers exciting opportunities.
3. AI Jobs at Lendable
Lendable is actively hiring AI, machine learning, and data science professionals to expand its lending platform. Below are some of the most common AI-related roles at the company:
3.1. Machine Learning Engineer
Role Overview:
Machine learning engineers at Lendable develop and deploy AI models for automated underwriting, fraud detection, and credit risk assessment.
Key Responsibilities:
Build and optimise predictive ML models for risk assessment
Automate credit scoring algorithms
Deploy models using Python, TensorFlow, and AWS
Required Skills:
Proficiency in Python, TensorFlow, Scikit-learn
Experience with big data tools (Spark, Hadoop, AWS)
Knowledge of financial modelling & risk analytics
Salary Range:
Entry Level: £50,000 – £70,000
Mid-Level: £70,000 – £90,000
Senior Level: £90,000 – £120,000
3.2. Data Scientist
Role Overview:
Data scientists at Lendable analyse large financial datasets to extract insights and improve loan underwriting models.
Key Responsibilities:
Develop AI models for loan eligibility & fraud detection
Optimise customer credit risk profiles
Work with real-time financial data analytics
Required Skills:
Expertise in SQL, Python, R
Experience in Bayesian statistics & financial data modelling
Strong background in predictive analytics
Salary Range:
£60,000 – £100,000
3.3. AI Software Engineer
Role Overview:
AI software engineers build and maintain AI-powered lending platforms and integrate AI models into Lendable’s systems.
Key Responsibilities:
Build scalable AI infrastructure
Deploy AI solutions in real-time credit risk analysis
Work on AI chatbots & automated customer interactions
Required Skills:
Strong programming skills (Python, Java, Scala)
Experience in cloud-based AI deployment (AWS, GCP)
Background in distributed computing & API development
Salary Range:
£60,000 – £110,000
4. The Future of AI in Fintech & Lendable’s Role
The future of AI in fintech is promising, with trends pointing towards:
AI-Powered Loan Approvals – Fully automated, AI-driven lending with near-instant loan approvals
Blockchain & AI Integration – Smart contracts for secure, transparent financial transactions
AI-Based Fraud Prevention – Real-time fraud detection models that eliminate financial crime
Personalised AI-Driven Financial Services – Custom financial products based on machine learning predictions
As AI adoption in fintech accelerates, Lendable is well-positioned to lead the next wave of AI-driven lending innovations.
5. How to Get a Job at Lendable
If you want to work at Lendable, follow these steps:
5.1. Build AI & Fintech Skills
Learn Python, TensorFlow, and financial machine learning
Gain experience with big data analytics & predictive modelling
Work on AI projects related to financial risk
5.2. Gain Experience in AI-Powered Finance
Work on real-world fintech datasets (Kaggle competitions, GitHub projects)
Complete fintech-related AI certifications (Google AI, AWS Machine Learning)
5.3. Apply Directly & Network
Check Lendable’s careers page for AI jobs
Connect with Lendable recruiters on LinkedIn
Attend AI & fintech conferences to expand your network
6. Conclusion: AI Careers at Lendable
Lendable is one of the fastest-growing AI fintech companies in the UK, offering exciting opportunities for AI, machine learning, and data science professionals. With its AI-powered lending platform, rapid global expansion, and cutting-edge research, Lendable is the perfect place for professionals looking to advance their AI careers in fintech.
To explore the latest Lendable AI jobs, visit www.artificialintelligencejobs.co.uk and apply today.
