Job Description
Role Senior Debt Portfolio Manager Nottingham Perm £ 90K
Location: Nottingham, UK
Work Hybrid – 40% on-site
Salary: £80,000 - £90,000 + Benefits
Type: Full-time, Permanent
About the Role
Are you an expert indebt portfolio management and credit risk strategy? Do you have the ability totranslate financial debt plans into actionable strategiesthat drive performance and efficiency? If so, this opportunity offers the chance to lead ahigh-impact teamresponsible foroptimizing debt management, enhancing credit insight, and driving strategic improvements across large-scale customer portfolios.
As aSenior Debt Portfolio Manager, you will take ownership of high-levelreporting, forecasting, and financial planningwithin the debt function. You willdevelop and implement KPIs, ensure financial debt plans align with execution strategies, and manage relationships with key external data providers, including credit bureaus.
This role is ideal for someone with a strong background infinancial planning, debt strategy, and credit risk management, particularly within large-scale portfolios such as utilities, financial services, or energy sectors.
Key Responsibilities
✔Debt Strategy & Financial Planning
- Lead the translation offinancial debt plansintoreal-world execution strategiesacross the organization.
- Work closely withfinance and credit risk teamsto aligndebt performance goalswith broader business objectives.
- Identifybest practices for energy debt models, provision planning, and forecastingto enhance performance.
✔Reporting & Performance Monitoring
- Develophigh-level KPI reporting frameworksto trackdebt performance and risk exposure.
- Prepareexecutive and board-level reports, providing data-driven insights for strategic decision-making.
- Ensure the debt function has clear, actionableperformance metricsto meet operational targets.
✔Data-Driven Optimization & Credit Risk Modelling
- Build aholistic data strategythat leveragesinternal and external data sourcesto optimizecredit risk management.
- Partner withdata science teamsto definemodelling requirementsfor debt analysis and forecasting.
- Driveinnovation in debt performance analytics, improvingcustomer experience while reducing costs.
✔External Data & Credit Bureau Management
- Own and managerelationships with credit bureausand otherexternal data providersto enhancecredit insight and debt forecasting.
- Monitornew data opportunitiesin the market, ensuring the business remains at theforefront of credit risk innovation.
What we offer?
Requirements
Qualifications: ✅ Commercial awareness – Ability to balance debt optimization, customer experience, and cost efficiency. ✅ Experience in financial debt planning and provision concepts – Strong understanding of debt lifecycle management. ✅ Expertise in credit risk and collections – Proven ability to manage large-scale customer portfolios. ✅ High-level reporting skills – Ability to develop executive-level presentations that translate complex data into actionable insights. ✅ Strong collaboration skills – Experience working across finance, risk, and operational teams to deliver strategic improvements.
