Be at the heart of actionFly remote-controlled drones into enemy territory to gather vital information.

Apply Now

Senior Credit Risk Analyst (Lead) - Consumer Lending

Michael Page
Nottingham
9 months ago
Applications closed

Related Jobs

View all jobs

Credit Risk Manager (Data Scientist)

Collections Data Scientist

Senior Data Scientist

Senior Data Scientist - Home Insurance

Senior Data Scientist - Home Insurance

Consumer Lending Data Scientist

This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolioClient DetailsRapidly expanding financial services company DescriptionThis rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.Key Responsibilities:Developing and implementing advanced statistical / scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making/underwriting processes.Develop and maintain predictive models to assess credit risk and forecast customer behaviour.Analyse large datasets to identify trends, patterns, and insights that inform business decisions.Perform data cleaning to ensure high-quality data for analysis,Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.Develop credit risk models, such as probability of default (PD) using various modelling techniques.Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.Key Skills / Experience:Experience in the Financial Services Industry (Essential)Experience working with large data sets (Essential)Proficiency in Python, R, SQL or other programming languages (Essential)Proficiency in Excel (Essential)Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate. (Essential)Able to work in a fast paced, changing environment.(Essential)Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)Experience using Salesforce and data visualisation tools (Preferable)ProfileExperience in the Financial Services Industry (Essential)Experience working with large data sets (Essential)Proficiency in Python, R, SQL or other programming languages (Essential)Proficiency in Excel (Essential)Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate. (Essential)Able to work in a fast paced, changing environment.(Essential)Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)Experience using Salesforce and data visualisation tools (Preferable)Job OfferOpportunity to develop and enhance credit risk modelling & analytics strategyOpportunity to join a rapidly expanding financial services company

Subscribe to Future Tech Insights for the latest jobs & insights, direct to your inbox.

By subscribing, you agree to our privacy policy and terms of service.

Industry Insights

Discover insightful articles, industry insights, expert tips, and curated resources.

Neurodiversity in AI Careers: Turning Different Thinking into a Superpower

The AI industry moves quickly, breaks rules & rewards people who see the world differently. That makes it a natural home for many neurodivergent people – including those with ADHD, autism & dyslexia. If you’re neurodivergent & considering a career in artificial intelligence, you might have been told your brain is “too much”, “too scattered” or “too different” for a technical field. In reality, many of the strengths that come with ADHD, autism & dyslexia map beautifully onto AI work – from spotting patterns in data to creative problem-solving & deep focus. This guide is written for AI job seekers in the UK. We’ll explore: What neurodiversity means in an AI context How ADHD, autism & dyslexia strengths match specific AI roles Practical workplace adjustments you can ask for under UK law How to talk about your neurodivergence during applications & interviews By the end, you’ll have a clearer picture of where you might thrive in AI – & how to set yourself up for success.

AI Hiring Trends 2026: What to Watch Out For (For Job Seekers & Recruiters)

As we head into 2026, the AI hiring market in the UK is going through one of its biggest shake-ups yet. Economic conditions are still tight, some employers are cutting headcount, & AI itself is automating whole chunks of work. At the same time, demand for strong AI talent is still rising, salaries for in-demand skills remain high, & new roles are emerging around AI safety, governance & automation. Whether you are an AI job seeker planning your next move or a recruiter trying to build teams in a volatile market, understanding the key AI hiring trends for 2026 will help you stay ahead. This guide breaks down the most important trends to watch, what they mean in practice, & how to adapt – with practical actions for both candidates & hiring teams.

How to Write an AI CV that Beats ATS (UK examples)

Writing an AI CV for the UK market is about clarity, credibility, and alignment. Recruiters spend seconds scanning the top third of your CV, while Applicant Tracking Systems (ATS) check for relevant skills & recent impact. Your goal is to make both happy without gimmicks: plain structure, sharp evidence, and links that prove you can ship to production. This guide shows you exactly how to do that. You’ll get a clean CV anatomy, a phrase bank for measurable bullets, GitHub & portfolio tips, and three copy-ready UK examples (junior, mid, research). Paste the structure, replace the details, and tailor to each job ad.