Senior Credit Risk Analyst - Consumer Lending / Loans

London
2 weeks ago
Create job alert

This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio

Client Details

Rapidly expanding financial services company

Description

This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.

Key Responsibilities:

Developing and implementing advanced statistical / scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making/underwriting processes.
Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
Perform data cleaning to ensure high-quality data for analysis,
Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
Develop credit risk models, such as probability of default (PD) using various modelling techniques.
Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.Key Skills / Experience:

Experience in the Financial Services Industry (Essential)
Experience working with large data sets (Essential)
Proficiency in Python, R, SQL or other programming languages (Essential)
Proficiency in Excel (Essential)
Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)
A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate. (Essential)
Able to work in a fast paced, changing environment.(Essential)
Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)
Experience using Salesforce and data visualisation tools (Preferable)Profile

Experience in the Financial Services Industry (Essential)
Experience working with large data sets (Essential)
Proficiency in Python, R, SQL or other programming languages (Essential)
Proficiency in Excel (Essential)
Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)
A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate. (Essential)
Able to work in a fast paced, changing environment.(Essential)
Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)
Experience using Salesforce and data visualisation tools (Preferable)Job Offer

Opportunity to develop and enhance credit risk modelling & analytics strategy

Opportunity to join a rapidly expanding financial services company

Related Jobs

View all jobs

Senior Credit Risk Analyst (Lead) - Consumer Lending

Senior Credit Risk Analyst - Consumer Lending / Loans

Data Analyst (Audit)

Underwriter

Senior Data Engineer - Snowflake & AWS

Pricing Manager

Get the latest insights and jobs direct. Sign up for our newsletter.

By subscribing you agree to our privacy policy and terms of service.

Industry Insights

Discover insightful articles, industry insights, expert tips, and curated resources.

10 Ways AI Pros Stay Inspired: Boost Creativity with Side Projects, Hackathons & More

In the rapidly evolving world of Artificial Intelligence (AI), creativity and innovation are critical. AI professionals—whether data scientists, machine learning engineers, or research scientists—must constantly rejuvenate their thinking to solve complex challenges. But how exactly do these experts stay energised and creative in their work? The answer often lies in a combination of strategic habits, side projects, hackathons, Kaggle competitions, reading the latest research, and consciously stepping out of comfort zones. This article will explore why these activities are so valuable, as well as provide actionable tips for anyone looking to spark new ideas and enrich their AI career. Below, we’ll delve into tried-and-tested strategies that AI pros employ to drive innovation, foster creativity, and maintain an inspired outlook in an industry that can be both exhilarating and daunting. Whether you’re just starting your AI journey or you’re an experienced professional aiming to sharpen your skills, these insights will help you break out of ruts, discover fresh perspectives, and bring your boldest ideas to life.

Top 10 AI Career Myths Debunked: Key Facts for Aspiring Professionals

Artificial Intelligence (AI) is one of the most dynamic and rapidly growing sectors in technology today. The lure of AI-related roles continues to draw a diverse range of job seekers—from seasoned software engineers to recent graduates in fields such as mathematics, physics, or data science. Yet, despite AI’s growing prominence and accessibility, there remains a dizzying array of myths surrounding careers in this field. From ideas about requiring near-superhuman technical prowess to assumptions that machines themselves will replace these jobs, the stories we hear sometimes do more harm than good. In reality, the AI job market offers far more opportunities than the alarmist headlines and misconceptions might suggest. Here at ArtificialIntelligenceJobs.co.uk, we witness firsthand the myriad roles, backgrounds, and success stories that drive the industry forward. In this blog post, we aim to separate fact from fiction—taking the most pervasive myths about AI careers and debunking them with clear, evidence-based insights. Whether you are an established professional considering a career pivot into data science, or a student uncertain about whether AI is the right path, this article will help you gain a realistic perspective on what AI careers entail. Let’s uncover the truth behind the most common myths and discover the actual opportunities and realities you can expect in this vibrant sector.

Global vs. Local: Comparing the UK AI Job Market to International Landscapes

How to navigate salaries, opportunities, and work culture in AI across the UK, the US, Europe, and Asia Artificial Intelligence (AI) has evolved from a niche field of research to an integral component of modern industries—powering everything from chatbots and driverless cars to sophisticated data analytics in finance and healthcare. The job market for AI professionals is consequently booming, with thousands of new positions posted each month worldwide. In this blog post, we will explore how the UK’s AI job market compares to that of the United States, Europe, and Asia, delving into differences in job demand, salaries, and workplace culture. Additionally, we will provide insights for candidates considering remote or international opportunities. Whether you are a freshly qualified graduate in data science, an experienced machine learning engineer, or a professional from a parallel domain looking to transition into AI, understanding the global vs. local landscape can help you make an informed decision about your career trajectory. As the demand for artificial intelligence skills grows—and borders become more porous with hybrid and remote work—the possibilities for ambitious job-seekers are expanding exponentially. This article will offer a comprehensive look at the various regional markets, exploring how the UK fares in comparison to other major AI hubs. We’ll also suggest factors to consider when choosing where in the world to work, whether physically or remotely. By the end, you’ll have a clearer picture of the AI employment landscape, and you’ll be better prepared to carve out your own path.