National AI Awards 2025Discover AI's trailblazers! Join us to celebrate innovation and nominate industry leaders.

Nominate & Attend

Senior Credit Risk Analyst

Birmingham
2 months ago
Applications closed

Related Jobs

View all jobs

Senior Data Scientist

Senior Data Scientist - Up to £150k

SENIOR RESEARCH ASSOCIATE (DATA SCIENCE) (LONDON)

Senior Data Scientist

Senior Data Scientist (Viator)...

Senior Data Scientist - Consumer Behaviour – exciting ‘scale up’ proposition

Senior Credit Risk Analyst

Some careers open more doors than others.

If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Our Risk and Compliance function has a critical role to play in supporting, challenging and advising across all areas of the business through establishing policy, monitoring profiles, and identifying and managing forward-looking risk and compliance. We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organisation and the integrity of the financial markets in which we operate. Already an industry-leader in many respects, we want to continue setting standards and evolving to respond to strategic changes.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities including working towards any desired and relevant insurance qualifications, and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In this role you will:

*Support growth in the business, by contributing towards a range of analytical projects that enhance existing product features and manages the exposure of our existing customers.
*Provide analysis to monitor credit portfolios against agreed performance indicators, identify emerging trends and future risks.
*Examine new data sources, assess the benefit to current strategies and share these findings with stakeholders.
*Support the strategic direction of the team in proactively improving our processes / creating efficiency saves and delivering on analytical tasks.
*Formulate and clearly communicate conclusions and proposals by considering the risk, reward and customer impact, collaborating with teams to make decisions.
*Build strong interpersonal relationships and engage with the wider organisation to provide insight and support for changes required to improve customer outcomes.

To be successful in this role you should meet the following requirements:

*Previous experience in a relevant analytical / data science role, within a Retail Credit Risk or analytics department (or equivalent in other industries).
*Excellent attention to detail and a track record of analytical capabilities using relevant software packages (i.e. SAS/SQL/VBA/Python) to analyse large amounts of data, draw conclusions and drive actions.
*An understanding of consumer lending products, profitability and credit risk is desirable.
*Technical knowledge of credit reference agencies and bureau data fields / reporting is desirable.
*Knowledge of FCA regulations and experience of their application in a consumer lending environment is desirable.
*Experience of planning your own tasks and activities in line with business priorities, using a variety of analysis and problem solving techniques.
*Both spoken and written communication skills with experience of adapting your style and approach to the audience and message to be delivered.
*You enjoy working collaboratively and are a clear communicator.
*You are motivated by making a positive contribution to how we support our customers and deliver for HSBC.

This role can be based in Birmingham, Leeds or Sheffield (Hybrid).

Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role

National AI Awards 2025

Subscribe to Future Tech Insights for the latest jobs & insights, direct to your inbox.

By subscribing, you agree to our privacy policy and terms of service.

Industry Insights

Discover insightful articles, industry insights, expert tips, and curated resources.

How to Present AI Models to Non-Technical Audiences: A Public Speaking Guide for Job Seekers

In today’s competitive job market, AI professionals are expected to do more than just build brilliant algorithms—they must also explain them clearly to stakeholders who may have no technical background. Whether you're applying for a role as a machine learning engineer, data scientist, or AI consultant, your ability to articulate complex models in simple terms is fast becoming one of the most valued soft skills in interviews and on the job. This guide will help you master the art of public speaking for AI roles, offering tips on structuring presentations, designing effective slides, and using storytelling to make your work resonate with any audience.

AI Jobs UK 2025: 50 Companies Hiring Now

Bookmark this guide – we refresh it every quarter so you always know who’s really scaling their artificial‑intelligence teams. Artificial intelligence hiring has roared back in 2025. The UK’s boosted National AI Strategy funding, record‑breaking private investment (£18.1 billion so far) & a fresh wave of generative‑AI product launches mean employers are jockeying for data scientists, ML engineers, MLOps specialists, AI product managers, prompt engineers & applied researchers. Below are 50 organisations that have advertised UK‑based AI vacancies in the past eight weeks or formally announced growth plans. They’re grouped into five easy‑scan categories so you can jump straight to the kind of employer – & culture – that suits you. For each company you’ll find: Main UK hub Example live or recent vacancy Why it’s worth a look (tech stack, culture, mission) Use the internal links to browse current vacancies on ArtificialIntelligenceJobs.co.uk – or set up a free job alert so fresh roles land in your inbox.

Return-to-Work Pathways: Relaunch Your AI Career with Returnships, Flexible & Hybrid Roles

Stepping back into the workplace after a career break can feel like embarking on a whole new journey—especially in a cutting-edge field such as artificial intelligence (AI). For parents and carers, the challenge isn’t just refreshing your technical know-how but also securing a role that respects your family commitments. Fortunately, the UK’s tech sector now boasts a wealth of return-to-work programmes—from formal returnships to flexible and hybrid opportunities. These pathways are designed to bridge the gap, equipping you with refreshed skills, confidence and a supportive network. In this comprehensive guide, you’ll discover how to: Understand the booming demand for AI talent in the UK Leverage transferable skills honed during your break Overcome common re-entry challenges Build your AI skillset with targeted training Tap into returnship and re-entry programmes Find flexible, hybrid and full-time AI roles that suit your lifestyle Balance professional growth with caring responsibilities Master applications, interviews and networking Whether you’re returning after maternity leave, eldercare duties or another life chapter, this article will equip you with practical steps, resources and insider tips.