Head of Data Science

Head of Data Science

About us:
We’re a fast-growing

FinTech

focused on improving access to credit. We combine deep credit expertise with strong tech and data capability, and we’re building a team that’s motivated by doing the right thing for customers.
The atmosphere is open, fast-paced, and hands-on. If you care about impact, ownership and working on problems that matter - you’ll feel at home here.

The opportunity:
We’re hiring a

Head of Data Science

to lead and grow our data science function. This is a key hire for the business, with real influence across

credit strategy, product, and risk . You’ll head up a talented team and shape how we use data and modelling to make smarter lending decisions and deliver better outcomes for our customers.

What you’ll be doing:
Leading and developing a team of Data Scientists working on credit risk and portfolio optimisation
Designing, building and deploying

credit risk models (PD, LGD, EAD) for consumer lending
Driving test-and-learn initiatives to improve lending performance and customer outcomes
Working closely with Credit Risk, Product, and Engineering to embed models into key decision systems
Engaging with external partners, including credit bureaus
Keeping a close eye on model performance and ensuring everything is monitored and up to scratch
Championing the use of

AI and advanced modelling

across the business
Presenting insights clearly to stakeholders across all levels, including non-technical audiences

What we’re looking for:
At least two years of experience leading a

data science or credit risk modelling team
A solid background in statistical modelling and machine learning
Hands-on coding skills – we use

Python, SQL and a bit of SAS
Experience building models for unsecured

consumer lending

or a related field
A good grasp of the full model lifecycle: from development to deployment and monitoring
A genuine interest in using AI to solve business problems
Someone who can lead, support, and get the best out of a team
Comfortable working in a fast-paced, evolving business – we’re growing, and we like to move quickly.

What’s in it for you:
Competitive salary and company bonus scheme
Hybrid working model
25 days’ holiday (plus bank holidays) - increasing with service
Enhanced pension scheme with strong employer contributions
Life cover, EAP support, and eye test allowance

If this sounds like you - please click apply!