About Abound We’re on a mission to make affordable
loans available to more people. Using the power of Open Banking, we
have built state-of-the-art technology that allows us to look
beyond traditional credit scores and offer fairer credit to people
ignored by traditional lenders. We have two parts of our business.
On the consumer side, we have Abound. Abound has proven that our
approach works at scale, with over £650 million lent to-date. While
other lenders only look at your credit score, we use Open Banking
to look at the full picture – what you earn, how you spend, and
what’s left at the end. On the B2B side, we have Render. Render is
our award-winning software-as-a-service platform that allows Abound
to make better, less risky lending decisions. And less risky
decisions mean we can offer customers better rates than they can
usually find elsewhere. We’re taking Render global so that more
companies, from high-street banks to other fintechs, can offer
affordable credit to their customers. Your grad Scheme( Data
Science Route) - AI & Machine Learning Development: Work
directly on our proprietary Render platform, contributing to the AI
algorithms that allow us to outperform the market in loan
performance (e.g, pricing optimisation, NLP for transaction
classification, risk scoring) - Open Banking Integration: Build and
enhance real-time financial data analysis systems that process
millions of transactions to assess creditworthiness - Data
Engineering: Design and implement data pipelines that transform raw
banking data into actionable insights for lending decisions -
Product Development: Participate in rapid feature development
cycles, with direct impact on customer experience and business
outcomes - Real Impact: See your code go live and directly affect
lending decisions for thousands of customers who struggle with
traditional banking - Bi-annual technical reviews and career
progression planning - Cross-functional exposure to risk,
compliance, underwriting and product teams Who you are - A recent
(or soon-to-be) graduate with a degree in a technical or
quantitative field (e.g. Data Science, Statistics, Mathematics,
Engineering, Economics) - Programming: Proficiency in Python or
similar languages - Genuine interest in financial technology and
how AI can solve real-world problems - Strong communication skills
and ability to work in cross-functional teams - Eagerness to learn
new technologies and take on responsibilities Why join us -
Meaningful, high-impact work from day one. - Learn from experienced
data scientists, engineers, and product leaders in a flat,
fast-paced team. - A chance to shape the future of credit using the
latest tools in data and machine learning. - A collaborative,
diverse, flexible culture that values growth, ownership, and doing
the right thing for our customers. - Position yourself at the
forefront of the financial services revolution - Exceptional
promotion opportunities from rapid company growth What we offer -
Everyone owns a piece of the company - equity - Hybrid with 3 days
a week in the office - 25 days’ holiday a year, plus 8 bank
holidays - 2 paid volunteering days per year - One month paid
sabbatical after 4 years - Employee loan - Free gym membership -
Save up to 60% on an electric vehicle through our salary sacrifice
scheme with Loveelectric - Team wellness budget to be active
together - set up a yoga class, a tennis lesson or go bouldering
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