Be at the heart of actionFly remote-controlled drones into enemy territory to gather vital information.

Apply Now

Director of Credit Risk

Harnham
London
7 months ago
Applications closed

Related Jobs

View all jobs

Technology Risk Senior Manager

CAIO (Chief Artificial Intelligence Officer)

DIRECTOR OF CREDIT RISK MODELLING & ANALYTICS

UP TO £185,000

LONDON

This is an exciting opportunity to come in as the Director of Credit Risk Modelling & Analytics, where you will be responsible for leading the development of advanced credit models and analytics frameworks that support sustainable growth within the business.

THE COMPANY

This company is a rapidly growing FinTech focusing on providing credit to those who are underserved by the more traditional financial institutions. The business currently has 120,000 customers and are continuing to onboard new customers regularly.

THE ROLE

You will be doing the following daily:

  • Establish and lead a dynamic, high-performing team by mentoring and empowering customers to enhance their skills and advance their professional growth.
  • Develop and execute credit frameworks and responsible lending strategies that align with business growth goals and regulatory standards.
  • Oversee the creation, implementation, and upkeep of sophisticated credit risk models, integrating traditional methodologies with machine learning to optimise underwriting, pricing, and portfolio management.
  • Manage the analysis of portfolio performance, identify risks and opportunities, and deliver actionable insights to refine credit policies and improve customer experiences.
  • Drive innovation by staying ahead of emerging trends in credit risk assessments, leveraging new data sources, and identifying opportunities for growth while mitigating potential risks.
  • Design and sustain governance frameworks that ensure full adherence to regulatory requirements and internal risk management protocols.
  • Collaborate closely with pricing, product, operations, marketing, and engineering teams to craft innovative, data-driven solutions that achieve growth while maintaining robust risk management.
  • Communicate strategies, insights, and recommendations effectively to the Executive Committee, Board members, Credit Unions, and other stakeholders, fostering alignment and support for key initiatives.

YOUR SKILLS AND EXPERIENCE

  • 10 + years’ experience in credit risk modelling, decision science, analytics, risk, and forecasting.
  • Strong knowledge of SQL.
  • Experience with Python or R is desirable.
  • Traditional consumer credit data experience needed (Experience, Equifax, or TransUnion).
  • Excellent written and verbal communication skills.

THE BENEFITS

  • Up to £185,000.
  • Stock options.
  • Private medical insurance.
  • Hybrid working pattern.
  • Pension.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

Subscribe to Future Tech Insights for the latest jobs & insights, direct to your inbox.

By subscribing, you agree to our privacy policy and terms of service.

Industry Insights

Discover insightful articles, industry insights, expert tips, and curated resources.

Jobs

Why the UK Could Be the World’s Next AI Jobs Hub

Artificial Intelligence (AI) has rapidly moved from research labs into boardrooms, classrooms, hospitals, and homes. It is already reshaping economies and transforming industries at a scale comparable to the industrial revolution or the rise of the internet. Around the world, countries are competing fiercely to lead in AI innovation and reap its economic, social, and strategic benefits. The United Kingdom is uniquely positioned in this race. With a rich heritage in computing, world-class universities, forward-thinking government policy, and a growing ecosystem of startups and enterprises, the UK has many of the elements needed to become the world’s next AI hub. Yet competition is intense, particularly from the United States and China. Success will depend on how effectively the UK can scale its strengths, close its gaps, and seize opportunities in the years ahead. This article explores why the UK could be the world’s next global hub for artificial intelligence, what challenges it must overcome, and what this means for businesses, researchers, and job seekers.

Careers Education

The Best Free Tools & Platforms to Practise AI Skills in 2025/26

Artificial Intelligence (AI) is one of the fastest-growing career fields in the UK and worldwide. Whether you are a student exploring AI for the first time, a graduate looking to build your portfolio, or an experienced professional upskilling for career growth, having access to free tools and platforms to practise AI skills can make a huge difference. In this comprehensive guide, we’ll explore the best free resources available in 2025, covering AI coding platforms, datasets, cloud tools, no-code AI platforms, online communities, and learning hubs. These tools allow you to practise everything from machine learning models and natural language processing (NLP) to computer vision, reinforcement learning, and large language model (LLM) fine-tuning—without needing a huge budget. By the end of this article, you’ll have a clear roadmap of where to start practising your AI skills for free, how to build real-world projects, and which platforms can help you land your next AI job.

Jobs

Top 10 Skills in Artificial Intelligence According to LinkedIn & Indeed Job Postings

Artificial intelligence is no longer a niche field reserved for research labs or tech giants—it has become a cornerstone of business strategy across the UK. From finance and healthcare to manufacturing and retail, employers are rapidly expanding their AI teams and competing for talent. But here’s the challenge: AI is evolving so quickly that the skills in demand today may look different from those of just a few years ago. Whether you’re a graduate looking to enter the industry, a mid-career professional pivoting into AI, or an experienced engineer wanting to stay ahead, it’s essential to know what employers are actually asking for in their job ads. That’s where platforms like LinkedIn and Indeed provide valuable insight. By analysing thousands of job postings across the UK, they reveal the most frequently requested skills and emerging trends. This article distils those findings into the Top 10 AI skills employers are prioritising in 2025—and shows you how to present them effectively on your CV, in interviews, and in your portfolio.

🍪 We use cookies to enhance your browsing experience on our website. By continuing to use this site, you consent to the use of cookies as described in our Cookie Policy. You can review our Cookie Policy for more information.