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Credit Risk Analyst / Data Scientist

JR United Kingdom
Maidstone
3 months ago
Applications closed

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Credit Risk Analyst / Data Scientist, maidstone

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Client:

Eden Smith Group

Location:

maidstone, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

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Job Views:

5

Posted:

26.06.2025

Expiry Date:

10.08.2025

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Job Description:

Are you looking to leave your starter jobs and progress your career in Credit Risk & Data Science? Do you want to work in a fast paced environment where you can make an immediate impact?

*PLEASE NOTE* - All Candidates MUST be able to commute ON-SITE to Seven Oaks, Kent 3 days per week. Public Transport is limited so IDEALLY candidate will hold a full UK drivers licence and own car.

We are hiring aCredit Risk Analyst / Data Scientistto join a collaborative and innovative team that is shaping the future of credit risk modelling and forecasting. This is a fantastic opportunity to work closely with experienced professionals and gain hands on experience in predictive modelling, loss forecasting, and machine learning, all within a growing, tech enabled financial services organisation.

The Role

You will be part of a small, high impact data science team responsible for:

  • Developing predictive modelssuch as scorecards and machine learning models for customer acquisitions and collections
  • Supporting loss forecastingfor both new business and the existing portfolio
  • Exploring new data sourcesand modelling techniques to improve performance and accuracy
  • Working with tools like Python, T SQL, and Excelto manage data workflows and build solutions
  • Collaborating across departmentswith teams in credit risk, finance, capital markets, and operations
  • Monitoring model performanceand contributing to regular validation and compliance reporting

What you'll need?

  • A degree, orstrong mathematical ability, in a numerate subject such as Mathematics, Statistics, Data Science, Economics, or Physics
  • 1 to 2 years of experience in aFinancial datadriven environment, or strong academic project experience
  • Familiarity withmodelling techniqueslike logistic regression or basic machine learning
  • A keen interest in data science and its applications in finance or risk
  • Strong attention to detail and a problem solving mindset
  • A confident communicator who can explain data insights to both technical and non technical audiences
  • A willingness to learn. For example, experience inPython/R, AWSor model deployment would be great, but it is important that you could learn this

Why work for us?

  • Work in a high growth, data first business combining fintech agility with financial service rigour
  • Be part of a collaborative and forward thinking team where your input matters
  • Gain exposure to real world business problems and end to end model development
  • Hybrid working available, with regular team interaction and support
  • On site parking and scenic office location in Sevenoaks (a driving licence is helpful due to limited public transport)


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